Troy Office
Farmington Hills Office
Oxford Office
Grand Rapids Office
As VTC insurance professionals, each of us shares a critical mission:
To perform beyond our customers’ expectations and provide a comprehensive risk management service that gives them greater confidence to achieve their goals.

James M. Boland, CIC
Account Executive – Troy
Insurance Specialties: Construction, Surety, Manufacturing, Restaurant, Entertainment

Justin Bradley, CPIA
Account Executive – Troy
Insurance Specialties: Manufacturing, Telecommunications, Contracting

Ian J. Donald, CIC
Account Executive – Troy
Insurance Specialties: Construction, Environmental, Transportation, Surety

John George
Account Executive – Troy
Insurance Specialties: Manufacturing, Construction, Technology, Transportation

Ken Kelbert
Account Executive – Troy
Insurance Specialties: Construction, Transportation, Manufacturing, Non-Profit

Mike Miller
Senior Account Executive – Troy
Insurance Specialties: Surety, Construction Risk

Julie A. Rourke, CIC
Account Executive – Troy
Insurance Specialties: Manufacturing, Contracting, Finance

Tom Skuza
Account Executive – Troy
Insurance Specialties: Construction, Manufacturing

Lisa A. Thomas
Account Executive – Troy
Insurance Specialties: Personal Lines
Farmington Hills Office

Jeff Bentley, CWCP
Account Executive – Farmington Hills
Insurance Specialties: Manufacturing, Wholesalers/Distributors, Staffing, TelCom

Matt Brandon
Account Executive – Farmington Hills
Insurance Specialties: Transportation, Construction

Steven K. Brandon
Vice President – Farmington Hills
Insurance Specialties: Construction, Marine, Surety

Lillian H. Durham
Account Executive – Farmington Hills
Insurance Specialties: Healthcare, Non-Profit, Hospice, Doctor Groups, Habitational

Susan Franco
Account Executive – Farmington Hills
Insurance Specialties: Private Client, Property & Casualty, Health, Disability

Terry J. Griffin, Jr.
Account Executive – Farmington Hills
Insurance Specialties: Construction, Multi-Family Housing, Environmental, Bonding

Bill Grimshaw , CIC
Account Executive – Farmington Hills
Insurance Specialties: Distribution, Construction, Garage Liability

Jeff Hamlin, INS
Account Executive – Farmington Hills
Insurance Specialties: PEO and Staffing, Contracting, Manufacturing, Restaurants, Professional Services

Daniel Nowicki
Account Executive – Farmington Hills
Insurance Specialties: Personal Home & Auto

George L. Provo
Account Executive – Farmington Hills
Insurance Specialties: Property and Casualty, Construction, Manufacturing

Mark A. Provo
Account Executive – Farmington Hills
Insurance Specialties: Construction, Habitational

Jon Retherford
Account Executive – Farmington Hills
Insurance Specialties: Construction, Multi-Family Housing, Personal Insurance

Thomas M. Statly
Account Executive – Farmington Hills
Insurance Specialties: Construction, Tooling & Manufacturing, Retail

Tabitha Tejero
Account Executive – Farmington Hills
Insurance Specialties: Manufacturing, Engineering, Health Care, Municipalities, Technology, Restoration, Restaurant, Staffing

Frederick A. Ternes
Account Executive – Farmington Hills
Insurance Specialties: Construction, Bonding

Marc Tomassi
Account Executive – Farmington Hills
Insurance Specialties: Personal Lines

Patrick E. Williams, CIC
Vice President – Farmington Hills
Insurance Specialties: Food Manufacturing, Food Distribution
Oxford Office

Matthew E. Chandler, CAWC, CPIA, CISR
Account Executive – Oxford
Insurance Specialties: Construction, Contracting, Manufacturing,
Trucking, Restaurant, Landscape
Trucking, Restaurant, Landscape

Teresa L. King, CISR, CPIA
Account Executive – Oxford
Insurance Specialties: Construction, Contracting, Residential
Grand Rapids Office

Bryan L. Formsma
Surety Underwriting Manager – Grand Rapids
Insurance Specialties: Private Equity, Contract Surety, Environmental, Construction, Transportation

Brent Gates
Account Executive – Grand Rapids
Insurance Specialties: Real Estate, Restaurants, Manufacturing