BUSINESS INSURANCE
 
VTC’s assistance in claims management takes a load off our team. They are responsive, proactive, and harness all the expertise needed to manage the necessary insurance coverage.”
John S. Ezzo – CEO
New Image Building Services

Despite everyone’s best efforts, the simple reality is that an insurance claim will eventually be filed. You probably can’t avoid it. But you can make it work to your advantage. The thoroughness, accuracy and professionalism with which an insurance claim is handled is the measure of a true partner in risk management. That’s VTC Insurance Group.

Our claims specialists make sure the claims process is inclusive, transparent and respectful for all parties. This end-to-end process has been tested, strengthened and streamlined over decades, to ensure a satisfactory and timely outcome. The process encompasses:

  • Insurance Claim submission
  • Customer advocacy throughout the process
  • Monitoring claim status at every step
  • Review of all available data, identifying the risks and exposures that led to the loss
    (to reduce or eliminate future claims)
  • Workers’ Compensation Experience Modification management
  • Loss picks / analytical feasibility studies
  • Claims analysis forecasting
  • Executive Summary Reports to quickly identify problem areas and propose solutions
  • Litigation management
  • Safety and Human Resources Committee Workers’ Compensation insurance claims review meetings.

When managed thoughtfully and fairly, an insurance claim submission can actually improve a company’s risk profile and help lower loss reserves, by demonstrating their ability to take immediate and meaningful actions that will prevent the next claim. VTC can help establish that trend and deliver that message clearly throughout your organization.

Submit an Insurance Claim
If your insurance carrier is not listed below, call VTC at 248‑828‑3377 during regular business hours, or refer to your policy for further claims-reporting information.

If you need immediate assistance for an urgent situation regarding property damage and cannot reach your carrier, you may call insurance repair specialists, On-Site 248-269-3000, or Concraft 888-290-2121 any time, 24 hours a day.

Accident Fund
866-206-5851OnlineEmail

Acuity
800-242-7666Online

Allianz/Fireman’s Fund
800-558-1606OnlineEmail

Amerisure
800-257-1900OnlineEmail

Auto Owners
248-828-3377 (Business hours only) • Alternate: 517-323-1200888-252-4626 (after 4:30 pm)

Bitco Insurance Co.
800-356-8727 (Business hours only)

CAMComp
Report claims to Mackinaw Administrators 800-737-9875 (8:30 am - 4:30 pm)
Online • Fill out Claim Form and Email • Fax 866-712-1735

CNA Insurance Co.
833-FNOL-CNA (833-366-5252)Online

Chubb Insurance Co.
800-252-4670Online

FCCI Group
800-226-3224

Grange
800-445-3030Online

Hanover / Citizens Insurance Co.
800-628-0250OnlineEmail

Hartford Insurance Co.
800-327-3636Online

Hastings
800-442-8277Online

Liberty / Indiana Insurance Co.
800-262-0000Online

Liberty Mutual
800-362-0000Online

Michigan Insurance Co
800-877-9006 (24 Hours) will answer as Donegal - our claim handling partner • Online ClaimsOnline Reporting

Michigan Millers
877-858-5361 (24 Hours) • Online

Nationwide / Harleysville
800-892-8877Online

Pioneer State
800-837-7674 (24 Hours) • Online

Progressive
Auto: 800-274-4499Online

Secura
Workers Comp: 888-333-3334
All other claims: 800-318-2136 • Mountain Time only: 866-356-7870OnlineEmail

Selective Insurance Co.
866-455-9969 (other than Workers Compensation) • 800-688-9656 (Workers Compensation) • OnlineEmail

State Auto Insurance Co.
800-766-1853Online

Travelers
Commercial: 800-238-6225 • Personal: 800-252-4633Online

Westfield Companies
866-937-2663OnlineEmail

Zurich Insurance Co.
800-987-3373OnlineEmail

Call VTC