Let us know how we can help.
Call 248.628.2565

Or simply send the brief information below and one of our agents will contact you.

Serving Oxford Area Insurance Needs Since 1951.

VTC Insurance Group is an independent insurance agency with experts dedicated to helping you find the right solution – whatever your insurance needs. Located in Oxford Michigan, we proudly offer quality, customized business insurance, surety bond insurance, employee benefits and personal insurance products including auto and homeowners. And since we’re independent, we have more top-rated insurance carriers for you to choose from.

Insurance Insights & More

Manufacturing Safety Matters

Are You Following These Essential Conveyor Belt Safety Procedures?

May 27, 2025 |

Conveyor belt accidents are one of the top preventable accidents in the workplace. Yet, they occur all too often when employees do not think before they act or fail to use caution. To help ensure safe conveyor belt operation in your workplace, familiarize yourself with the following safety tips.

80 percent rule to avoid underinsuring your home

Home Matters

Use the 80% Rule to Avoid Underinsuring Your Home

May 19, 2025 |

Many home owners find themselves underinsured when trying to replace their personal property after a loss. Understanding the 80% rule—and following it—can help protect your home and your budget.

Avoiding Accidents on the Plant Floor – Tips to Follow

May 12, 2025 |

The number of accidents across the manufacturing industry is much lower today than in decades past. Yet, the unfortunate truth is that many on-the-job accidents can still be avoided by focusing on safe practices and taking necessary precautions.

Meet Your Oxford Agents

Matthew E. Chandler, CPIA, CAWC, CISR

Account Executive – Oxford

Specialties: Construction, Contracting, Manufacturing, Trucking, Restaurant, Landscape

Contact Matthew Chandler

Learn More >

Teresa L. King, CPIA, CISR

Account Executive – Oxford

Specialties: Construction, Contracting, Residential

Contact Teresa King

Learn More >

Business Insurance Specialties

Construction
Contracting
Workers’ Comp
Employee Benefits
Manufacturing
Food Processing and Distribution
Multi-Family Housing

Financial Services
Transportation and Logistics
Non-Profit Organizations
Wholesaler / Distributor
Restaurant
Landscape
Sports and Leisure

Personal Insurance Specialties

Home Insurance
Auto Insurance
Health Insurance
Life Insurance
Condo/Renters/Mobile Home Insurance
Boat Insurance

Identity Theft Coverage
Motorcycle Insurance
Recreational Vehicle Insurance
Umbrella Insurance
Landlord Protection Insurance

Oxford Agency
VTC Insurance Group

1097 South Lapeer Road
Suite B
Oxford, MI 48371

Call: 248.628.2565

VTC Insurance Group is the largest independent insurance and surety bond agency in Michigan. The Oxford agency provides insurance coverage and services for any need. Business insurance includes P&C coverage, surety bond insurance, workers’ comp insurance and employee benefits. Personal insurance products include auto insurance, homeowner’s insurance, life insurance and affordable health plans from top insurance carriers.

Confidence. For What’s Next.™

Ours is a unique service philosophy. Every VTC insurance agent is personally committed to delivering a precise and customized policy, at the most affordable rates available, from the best-rated insurance carriers in the country. Just as important, each agent is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been the hallmark of our Oxford insurance agency from day one. Guidance our customers count on to stay informed. Prepared. And confident for what’s next.

Let us know how we can help. Call 248.628.2565

Or simply send the brief information below and one of our agents will contact you.

Oxford Insurance Oxford Insurance