Cumulative injuries can often be long and painful experiences for employees. That’s why it’s important for your organization to mitigate the risk of these injuries — and minimize their impact should they occur.

Auto insurance is perhaps the most common form of coverage in the United States. Yet, when it comes to carrying the right amount of liability protection, many Americans aren’t sure about what they need. In this blog, the insurance experts at VTC provide an overview of auto liability coverage and its importance. 

While life insurance policies and fixed annuities can both be purchased through insurance companies like VTC Insurance Group, these financial products satisfy very different needs. Here’s a closer look at the differences between the two.

While you might think that a good pair of boots is all you need to avoid workplace injury, there are a number of different hazards that a regular work boot may not protect against. In this blog, we examine the most common types of safety boots so you can find your perfect fit.

It’s now been years since the onset of COVID-19, but the global supply chain is still feeling the impact, as the crisis tipped off supply chain issues that have yet to be reconciled. This has many employers wondering how to maximize profitability during continued market uncertainty.

Today’s manufacturing work floor is safer than ever. But injury accidents can still cost business owners hundreds of thousands of dollars per year.

While the need to seek workers’ compensation is rare, an employee who faces an injury is often conflicted and confused about a number of issues. For this reason, we’ve compiled a list of frequently asked questions related to this all-important form of insurance.

On the surface, one might assume that auto insurance for electric vehicles (EVs) would be similar to internal combustion engine (ICE) vehicles, those that run on gasoline or diesel. Yet, there are significant differences between the two, particularly when it comes to the potential exposures EVs can incur.

When outdoor temperatures begin to drop, the cost to maintain a comfortable temperature indoors traditionally goes up. Though it may be tempting to simply lower the temperature on a thermostat to minimize heating costs, there are several ways to lower your utility bill while staying warm and cozy.

Construction contracts are becoming increasingly complex, with terms that can impact your company’s bottom line. With this in mind, reviewing construction contracts thoroughly prior to signing is essential for helping your business save time and money.

Hiring seasonal employees is a great way to bolster a workforce during peak periods such as holidays or any time there’s a significant uptick in business activities. However, hiring and reliance on seasonal workers can present significant and unexpected challenges for employers.

A disaster can occur at any time. Whether it’s a more tangible risk such as criminal activity, or an unexpected event such as terrorism or a natural disaster, businesses need to be prepared.

Building an effective safety program can yield important benefits for construction companies. At the top of the list is the most important result – the ability to reduce employee injuries and illnesses. This is a crucial benefit because keeping workers healthy can build employee morale and retention while helping to minimize workers’ compensation claims and costs.

The value of workers’ compensation insurance cannot be overstated. In addition to playing a major role in connecting injured employees to the care they need, workers’ compensation coverage helps employees on the mend return to work as quickly and safely as possible.

Smoke detectors top the list of the most important safety devices you can install in your home. The peace of mind these essential and inexpensive fire safety devices provide homeowners and their families cannot be overstated.

There are a number of smart reasons for buying a used vehicle. It’s a great way to save money and avoid the depreciation costs commonly associated with purchasing a new vehicle. At the same time, however, the cost benefits of a preowned vehicle can quickly vanish if you end up with an automobile that has hidden problems.