Smoke detectors top the list of the most important safety devices you can install in your home. The peace of mind these essential and inexpensive fire safety devices provide homeowners and their families cannot be overstated.

There are a number of smart reasons for buying a used vehicle. It’s a great way to save money and avoid the depreciation costs commonly associated with purchasing a new vehicle. At the same time, however, the cost benefits of a preowned vehicle can quickly vanish if you end up with an automobile that has hidden problems.

The typical manufacturing workplace is a flurry of activity with many workers performing different operations simultaneously. One of the easiest ways to keep this activity running smoothly and with high levels of safety and efficiency is to practice good workplace housekeeping. The three tips below are best practices to consistently promote in the workplace.

Companies that are committed to reducing worker’s compensation costs should place strong emphasis on developing a comprehensive safety program that’s compliant with Occupational Safety and Health Administration (OSHA) standards. This type of program can yield significant cost savings and – more importantly – help minimize workplace injuries and illnesses.

Cyberattacks have been a growing concern for employers across the globe in recent years. Often, cybercriminals breach organizations via their employees. All it takes is one employee clicking on a phishing email (a fraudulent message intended to trick recipients into compromising critical data) for a cyberattack to originate.

Fluctuating consumer behaviors, material procurement difficulties, project delays, high interest rates and high inflation have created volatility and uncertainty across the construction industry in recent years. Such trends have been vital to monitor, as doing so has helped industry employers create strategies to adjust and remain successful despite these uncertain circumstances.

Life insurance is one of the most important purchases a person can make. More than anything, it’s a commitment to safeguard your family when you’re gone—helping protect their financial stability. In this blog, we’ll explore why life insurance is important and the six benefits of life insurance that could make all the difference for your family’s future.

When it comes to getting collision repair work on your vehicle, finding the right body shop is an important step. You don’t want to overpay, but you also don’t want subpar work. With so many options out there, making a decision can be stressful. But if you do a little research, you can be sure your car is in the right hands.

It is a well-established fact that the use of a cellphone while driving presents a distraction that greatly increases the chance for an accident. This has led a growing number of states to implement laws that prohibit drivers from the “hands on” use of a cell phone while operating a vehicle. Unfortunately, what too many people fail to take into consideration is how distracting cell phones and other electronic devices can be in the workplace.

Retaining adequate insurance protection is vital for financial security. However, nobody wants to pay more for home insurance than they have to. As the cost of premiums continues to trend upwards in 2024, it’s important to take advantage of opportunities to save on coverage.

An efficient and effective return-to-work (RTW) program can significantly reduce workers’ compensation costs for employers while improving the lives of employees by getting them back on the job following a work-related absence due to injury, illness or chronic disease.

The first step to any digging project is pretty simple – know what’s buried underground! This applies to contractors, road maintenance crews, telephone pole installers, fence builders, landscapers and even homeowners. In fact, anyone breaking ground should fully understand the safe digging tips outlined in this blog.

According to the FBI, staged auto accidents – which occur when one or more drivers maneuver an unsuspecting motorist into a vehicle crash in order to file a fraudulent insurance claim – cost the insurance industry more than $20 billion each year.

The term “one size fits all” has no place in the world of safety gloves. When it comes to sizing up the right glove – one that will allow you to work both safely and efficiently – you must take several considerations into account. The idea is to balance the amount of protection needed with the glove’s characteristics to determine the best option for the task at hand.

Decades ago, it was not uncommon for a business to pay directly – rather than report – their company’s small claims. The thought was to avoid having those claims count against the experience modification factor (the “mod”). For Workers’ Comp insurance, medical-only claims are an important element in the experience modification rating process, and in many states these claims are reduced by 70% for the mod calculation. This reduction is known as the experience rating adjustment (ERA).

Completing an auto insurance application is a fairly simple process. However, it’s still important to take your time and avoid making mistakes. Even the simplest error can lead to increased premiums, policy cancellations or insufficient coverage.