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September 22, 2022 |

The construction industry is one of the most hazardous in the United States. In fact, every time you come to work, you risk suffering an injury. However, you can help improve construction site safety by learning about and avoiding the top four on-the-job hazards, which are: falls, struck-bys, caught-in-between hazards and electrocutions.

August 23, 2022 |

When it comes to workplace safety, there are few roles more influential than that of the supervisor. While handling the everyday situations that help ensure a company’s efficiency and success, supervisors are an integral part of workplace safety programs. Such programs utilize risk management techniques to keep employees safe on the job, thus reducing workers’ compensation costs.

July 29, 2022 |

With the rapid and nearly continuous pace of change in the construction sector, the need for specialist insurance agent/broker expertise is clear. This is not a market for generalists; contractors need consultants who can help them anticipate and take advantage of market changes as they develop.

July 21, 2022 |

When a worker is injured, there are specific timelines to follow and forms to complete with respect to workers’ compensation insurance. But what about when a worker is injured and refuses to accept treatment or file a claim? What are your responsibilities as the employer? While the exact legal answer depends on your situation and state laws, consider the following to limit your liability.

June 29, 2022 |

The vehicles on the road today have become increasingly advanced with each passing model year. Yet, as a whole, they’re relatively easy to steal. With this in mind, we put together the following theft prevention guidelines. Each tip is designed to help you reduce the risk of getting your vehicle stolen.

May 25, 2022 |

Today, the equipment used in manufacturing operations is safer than ever. But in order to ensure maximum protection against occupational injuries and fatalities, you need to make the wearing of personal protective equipment (PPE) your number one priority.

April 27, 2022 |

Construction workers utilize a wide range of tools that are essential for getting the job done. But there’s no tool more indispensable to the trade than a worker’s hands. For this edition of Construction Safety Matters, we’ve developed a list of precautions you can share with your workers to help safeguard their hands from on-the-job injury—and keep them in peak working condition.

April 12, 2022 |

Americans collectively spend billions of dollars each year on home security. Yet, no home is immune to the risk of theft. Whether you’re looking to protect your home while you’re on vacation or simply away at work for the day, it’s important to take precautions to help deter criminals from targeting your property—and maintain peace of mind throughout your household.

March 25, 2022 |

Suppose a customer asks your company to manufacture a part based on certain specifications, which are outlined in a contract. He needs to add the part to his product and ship it to his customers by a set deadline.

March 10, 2022 |

While a crane is an essential asset, there are hazards involving all aspects of crane use on a construction site. The purpose of this blog is to provide construction companies with safety tips and guidance to help facilitate safe crane operation.

February 9, 2022 |

The Michigan Catastrophic Claims Association (MCCA) will begin efforts to return approximately $3 billion of its surplus to Michigan auto insurance policyholders. Working with the MCCA, insurance providers will issue Michigan drivers refunds in the amount of $400 for every eligible vehicle that had liability coverage as of 11:59 p.m. on October 31, 2021.

January 19, 2022 |

The key to controlling your workers’ compensation costs is understanding your experience modification factor. Your “mod factor” is an adjustment to your workers’ compensation premium that’s based on your company’s actual losses compared to the expected losses for your industry.

January 5, 2022 |

There’s a common misconception among car owners that if their car is totaled in an accident, it will be replaced at the original purchase price, or at least the amount that is still owed for financing. But in reality, this is not always the case. The purpose of this Auto Insights blog is to define the reason behind this misconception, and what you can do to protect yourself.

December 21, 2021 |

The machines used in today’s manufacturing operations are designed to maximize worker safety. Yet, even the newest, most modern equipment can be vulnerable from a safety perspective. For example, some of the most dangerous hazards on the work floor exist around a machine’s point of operation, such as the blade of a saw or the slide of a power press.

December 16, 2021 |

One of the greatest benefits of insurance protection is the peace of mind that comes with knowing the things you value most are safeguarded should an unfortunate event occur. This is why home, auto and life insurance coverage is so important. Oftentimes, however, certain items of value can be overlooked, and as a result become underinsured.

December 10, 2021 |

Navigating a workers’ compensation claim can be a complicated and costly process if it’s not resolved in a timely manner. However, there are a number of measures that you can take to reduce the complexity and cost of a claim. The following content presents an overview of when employers should report workers’ compensation claims and how this process can help prevent unnecessary costs.