When a worker is injured, there are specific timelines to follow and forms to complete with respect to workers’ compensation insurance. But what about when a worker is injured and refuses to accept treatment or file a claim? What are your responsibilities as the employer? While the exact legal answer depends on your situation and state laws, consider the following to limit your liability.

Today, the equipment used in manufacturing operations is safer than ever. But in order to ensure maximum protection against occupational injuries and fatalities, you need to make the wearing of personal protective equipment (PPE) your number one priority.

Construction workers utilize a wide range of tools that are essential for getting the job done. But there’s no tool more indispensable to the trade than a worker’s hands. For this edition of Construction Safety Matters, we’ve developed a list of precautions you can share with your workers to help safeguard their hands from on-the-job injury—and keep them in peak working condition.

Suppose a customer asks your company to manufacture a part based on certain specifications, which are outlined in a contract. He needs to add the part to his product and ship it to his customers by a set deadline.

While a crane is an essential asset, there are hazards involving all aspects of crane use on a construction site. The purpose of this blog is to provide construction companies with safety tips and guidance to help facilitate safe crane operation.

The key to controlling your workers’ compensation costs is understanding your experience modification factor. Your “mod factor” is an adjustment to your workers’ compensation premium that’s based on your company’s actual losses compared to the expected losses for your industry.

The machines used in today’s manufacturing operations are designed to maximize worker safety. Yet, even the newest, most modern equipment can be vulnerable from a safety perspective. For example, some of the most dangerous hazards on the work floor exist around a machine’s point of operation, such as the blade of a saw or the slide of a power press.

Navigating a workers’ compensation claim can be a complicated and costly process if it’s not resolved in a timely manner. However, there are a number of measures that you can take to reduce the complexity and cost of a claim. The following content presents an overview of when employers should report workers’ compensation claims and how this process can help prevent unnecessary costs.

Warehouse workers spend much of their day lifting, carrying and transporting heavy objects. It only takes one mistake to sustain a serious, long-term injury due to improper lifting technique. The following safety tips provide helpful ergonomic guidelines for lifting any size load. Share them with your warehouse workers and consider posting them at your facility.

It’s no secret construction sites and on-the-job safety go hand-in-hand. Yet, the fact that falls are among the most reported construction site injuries may come as a surprise —especially when you consider these types of accidents can often be avoided.

When a workplace injury occurs, a number of events are put in place that will ultimately lead to recovery – whether it takes days, weeks or months. But no matter how prolonged the recovery period, the first 24 hours after an injury are the most crucial.

When it comes to keeping a workplace safe and OSHA compliant, it’s difficult to overstate the importance of guardrails. In fact, according to OSHA, falls from elevation account for the majority of fatalities within the construction industry – with over 300 fatal falls occurring each year. Yet, failure to provide fall protection in the form of guardrails is among the most-cited OSHA violations on an annual basis.

A vacant construction site may appear on the surface to be a harmless, inactive piece of property. But the truth is, theft, trespassing, fires, vandalism or other losses are constant threats. Losses of this nature might include not only the value of damaged or stolen materials, but also the liability of an individual being injured on the property and the loss of time if a crucial piece of equipment is damaged or stolen.

There are a number of factors that impact the pricing of your workers’ compensation premiums. Among the most important are the classification codes for each type of work done at your business. Each of these codes has an associated loss cost that represents the expected amount insurers will need to pay for a claim. And even though each of these costs are standardized by the National Council on Compensation Insurance or state governments, your actual premiums may be higher because of a concept called loss cost multipliers.

Trucking insurance policies are typically designed to protect carriers and drivers from losses caused by accidents, equipment breakdowns and severe weather. But there’s another common risk that is often overlooked in relation to these events—lost or damaged cargo.

Struck-by vehicle hazards are commonplace on most if not all construction sites. For example, picture this scenario: A contractor is operating a backhoe when an employee attempts to walk between the swinging superstructure of the backhoe and a concrete wall. As the employee approaches from the operator’s blind side, the backhoe’s superstructure swings in the same direction. This seemingly routine action ends with the employee being struck, resulting in life-threatening injuries.