Retaining adequate insurance protection is vital for financial security. However, nobody wants to pay more for home insurance than they have to. As the cost of premiums continues to trend upwards in 2024, it’s important to take advantage of opportunities to save on coverage.

The first step to any digging project is pretty simple – know what’s buried underground! This applies to contractors, road maintenance crews, telephone pole installers, fence builders, landscapers and even homeowners. In fact, anyone breaking ground should fully understand the safe digging tips outlined in this blog.

According to the FBI, staged auto accidents – which occur when one or more drivers maneuver an unsuspecting motorist into a vehicle crash in order to file a fraudulent insurance claim – cost the insurance industry more than $20 billion each year.

Completing an auto insurance application is a fairly simple process. However, it’s still important to take your time and avoid making mistakes. Even the simplest error can lead to increased premiums, policy cancellations or insufficient coverage.

The importance of homeowners insurance cannot be overstated. After all, owning a home is a major investment. Should an unexpected disaster or accident involving you, your home or your personal property occur, a homeowners insurance policy can help ensure that your investment is properly protected.

The premise of defensive driving is simple—defend yourself against potential accident hazards. Doing so requires driving techniques designed to help keep both you and other drivers safe on the road. With this in mind, we’ve put together these essential defensive driving tips that you can implement the next time you get behind the wheel…

If you operate a business from your home, it’s important to understand that a homeowners insurance policy is designed to cover personal exposures, not business exposures. That being said, knowing which insurance coverage is right for your home-based business depends on a variety of factors.

The vehicles on the road today have become increasingly advanced with each passing model year. Yet, as a whole, they’re relatively easy to steal. With this in mind, we put together the following theft prevention guidelines. Each tip is designed to help you reduce the risk of getting your vehicle stolen.

Americans collectively spend billions of dollars each year on home security. Yet, no home is immune to the risk of theft. Whether you’re looking to protect your home while you’re on vacation or simply away at work for the day, it’s important to take precautions to help deter criminals from targeting your property—and maintain peace of mind throughout your household.

The Michigan Catastrophic Claims Association (MCCA) will begin efforts to return approximately $3 billion of its surplus to Michigan auto insurance policyholders. Working with the MCCA, insurance providers will issue Michigan drivers refunds in the amount of $400 for every eligible vehicle that had liability coverage as of 11:59 p.m. on October 31, 2021.

There’s a common misconception among car owners that if their car is totaled in an accident, it will be replaced at the original purchase price, or at least the amount that is still owed for financing. But in reality, this is not always the case. The purpose of this Auto Insights blog is to define the reason behind this misconception, and what you can do to protect yourself.

One of the greatest benefits of insurance protection is the peace of mind that comes with knowing the things you value most are safeguarded should an unfortunate event occur. This is why home, auto and life insurance coverage is so important. Oftentimes, however, certain items of value can be overlooked, and as a result become underinsured.

A great way to help take the bite out of winter is to make sure your vehicle is ready for the cold weather and driving challenges the season brings. Anyone who’s spent a few winters on the road knows that frigid temperatures make driving difficult: car engines may not work properly, while snow on the road limits traction and control. That’s just a few reasons winterizing your vehicle is so important.

There’s nothing quite like the beauty, warmth and comfort that a fireplace brings to a home. But using the fireplace properly is an important step in keeping your home and family safe. In fact, the U.S. Fire Administration estimates that 75% of confined home heating fires occur in the chimney and flue of a fireplace. Simple practices and maintenance can help keep your fireplace in good condition, and help ensure its safe operation.

Purchasing auto insurance can be a challenging process. Given the massive amount of information available, many policyholders are faced with deciphering the facts from the myths in order to arrive at the right insurance solution. To help clear up any misinformation surrounding your auto insurance policy and put your mind at ease, we’ve debunked eight of the most common auto insurance myths…

College students have a number of options when it comes to health insurance. For this reason, it’s important to do your homework by examining the benefits and drawbacks of each one. Here’s an overview of the four most common plans: