There are a lot of great reasons for purchasing a home security system. At the top of the list is the shield of protection it provides for you and your family. You also get the peace of mind that comes from knowing that would-be burglars will think twice when they discover your home is well protected and monitored. The mere presence of a security system lawn sign can serve as a deterrent.

If your company maintains a fleet – whether it be a handful of cars or dozens of commercial vehicles – you’re well aware of the positive impact efficient fleet management can have on your bottom line. But managing a fleet and drivers can be a challenge, particularly given the potential for accidents, employee injuries, liability concerns and increased costs associated with vehicle upkeep.

The American economy has experienced an unprecedented downturn as a result of the COVID-19 crisis. Decreased revenue has forced many employers to consider laying off workers to save costs. However, with layoffs comes the inherent risk of being sued by a terminated worker.

In today’s business environment, safety-related costs can be the difference between reporting a profit or a loss. In fact, according to the Occupational Safety and Health Administration (OSHA), workplaces that establish safety and health management systems can reduce their injury and illness costs by 20 to 40 percent. An effective safety program can also improve productivity and increase employee morale on the road.

With ample public information about fall hazards widely available, preventing residential construction workers from falling off roofs should be simple. Yet, injuries and deaths continue to mount. In fact, according to data from the U.S. Department of Labor’s (DOL) Bureau of Labor Statistics, an average of 40 workers are killed each year as a result of falls from residential roofs—the number one cause of workplace deaths in construction.

Detecting workplace hazards and preventing accidents is a responsibility that falls on every employee of an organization. This is especially true as businesses across the country resume operations in the wake of the COVID-19 crisis.

The fact that nearly all stay-at-home orders resulting from the COVID-19 pandemic have been lifted is great news for nonessential businesses across the country. However, returning to normal business operations will in itself be a challenge.

As more and more American workers return to their jobs following the coronavirus (COVID-19) outbreak, businesses need to rethink their daily operations to ensure the safety of their employees and the general public. This is no different for construction firms, where multiple contractors and tradespeople on a job site may be working in the same space at any one time.

When Michigan’s new auto insurance laws take effect, one of the key decisions you’ll face involves liability coverage. This coverage protects drivers from legal damages if they cause an accident that results in another person’s serious injury or death.

It won’t be long before Michigan’s new auto insurance reform law takes effect. Starting July 2, 2020, when you renew your auto insurance policy, you’ll have some important decisions to make with respect to your coverage. One of several aspects to consider is your liability protection.

Michigan’s new auto insurance reform law will take effect on July 2, 2020, bringing a number of changes to the current no-fault insurance system. An important change involves Order-of-Priority (OOP), which determines the insurer or entity primarily responsible for payment of personal injury protection (PIP) benefits resulting from a motor vehicle accident in Michigan or another state.

If you decide to change your Personal Injury Protection (PIP) coverage under the new reform law, you’ll have multiple options to consider. To help determine the option that best suits your needs, it’s important to understand the basics of QHC and how it can impact your choice of PIP coverage.

As the coronavirus continues to disrupt lives and businesses around the globe, many of our customers have raised concerns about whether their commercial insurance protection covers COVID-19-related losses. The short answer is, “it depends.“

Beginning July 2, 2020, when you renew your auto insurance policy, you’ll have some important decisions to make under the new Michigan Auto Insurance Reform Law. The new law is centered on changes to the Personal Injury Protection (PIP) portion of your auto insurance premium. PIP covers medical and rehabilitation costs if you’re in an auto accident and you’re injured, whether temporarily or permanently.

There has been a lot of talk lately about the new Michigan Auto Insurance Reform Law. Starting July 2, 2020, many changes to the existing no-fault auto insurance law will take effect in an effort to make Michigan auto insurance more affordable and decrease the number of uninsured drivers.

It’s pretty simple: Drivers with a record of accidents and moving violations (including speeding tickets) typically pay higher insurance premiums than those with a clean driving record. In fact, industry experts have stated that even a single ticket could increase your auto premium by 22%.