Detecting workplace hazards and preventing accidents is a responsibility that falls on every employee of an organization. This is especially true as businesses across the country resume operations in the wake of the COVID-19 crisis.
The fact that nearly all stay-at-home orders resulting from the COVID-19 pandemic have been lifted is great news for nonessential businesses across the country. However, returning to normal business operations will in itself be a challenge.
As more and more American workers return to their jobs following the coronavirus (COVID-19) outbreak, businesses need to rethink their daily operations to ensure the safety of their employees and the general public. This is no different for construction firms, where multiple contractors and tradespeople on a job site may be working in the same space at any one time.
When Michigan’s new auto insurance laws take effect, one of the key decisions you’ll face involves liability coverage. This coverage protects drivers from legal damages if they cause an accident that results in another person’s serious injury or death.
It won’t be long before Michigan’s new auto insurance reform law takes effect. Starting July 2, 2020, when you renew your auto insurance policy, you’ll have some important decisions to make with respect to your coverage. One of several aspects to consider is your liability protection.
Michigan’s new auto insurance reform law will take effect on July 2, 2020, bringing a number of changes to the current no-fault insurance system. An important change involves Order-of-Priority (OOP), which determines the insurer or entity primarily responsible for payment of personal injury protection (PIP) benefits resulting from a motor vehicle accident in Michigan or another state.
If you decide to change your Personal Injury Protection (PIP) coverage under the new reform law, you’ll have multiple options to consider. To help determine the option that best suits your needs, it’s important to understand the basics of QHC and how it can impact your choice of PIP coverage.
As the coronavirus continues to disrupt lives and businesses around the globe, many of our customers have raised concerns about whether their commercial insurance protection covers COVID-19-related losses. The short answer is, “it depends.“
Beginning July 2, 2020, when you renew your auto insurance policy, you’ll have some important decisions to make under the new Michigan Auto Insurance Reform Law. The new law is centered on changes to the Personal Injury Protection (PIP) portion of your auto insurance premium. PIP covers medical and rehabilitation costs if you’re in an auto accident and you’re injured, whether temporarily or permanently.
There has been a lot of talk lately about the new Michigan Auto Insurance Reform Law. Starting July 2, 2020, many changes to the existing no-fault auto insurance law will take effect in an effort to make Michigan auto insurance more affordable and decrease the number of uninsured drivers.
It’s pretty simple: Drivers with a record of accidents and moving violations (including speeding tickets) typically pay higher insurance premiums than those with a clean driving record. In fact, industry experts have stated that even a single ticket could increase your auto premium by 22%.
Personal protective equipment, or “PPE,” is equipment worn to minimize exposure to hazards that can cause serious injuries. The typical construction worksite incorporates a wide range of activities including a number of potential safety hazards that require PPE every day. Simply stated, failing to use the prescribed equipment can put you in danger.
Construction sites are dangerous places to work. In fact, the injury rate for the construction trade is higher than the national average across all industries. Fortunately, when you have sufficient knowledge, preventing accidents is easier than you might think. Here are the four most common construction site hazards.
A recent survey indicated 53% of businesses in the United States reported being the victim of a cyber attack in 2019. And the forecast doesn’t look good for 2020. Cyber security experts predict an increase in cyber attacks in terms of both frequency and severity while warning that businesses of all sizes can be targeted.
