RISK MANAGEMENT
Insurance Insights
 
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July 19, 2024 |

Companies that are committed to reducing worker’s compensation costs should place strong emphasis on developing a comprehensive safety program that’s compliant with Occupational Safety and Health Administration (OSHA) standards. This type of program can yield significant cost savings and – more importantly – help minimize workplace injuries and illnesses.

July 9, 2024 |

Cyberattacks have been a growing concern for employers across the globe in recent years. Often, cybercriminals breach organizations via their employees. All it takes is one employee clicking on a phishing email (a fraudulent message intended to trick recipients into compromising critical data) for a cyberattack to originate.

June 28, 2024 |

Fluctuating consumer behaviors, material procurement difficulties, project delays, high interest rates and high inflation have created volatility and uncertainty across the construction industry in recent years. Such trends have been vital to monitor, as doing so has helped industry employers create strategies to adjust and remain successful despite these uncertain circumstances.

April 29, 2024 |

It is a well-established fact that the use of a cellphone while driving presents a distraction that greatly increases the chance for an accident. This has led a growing number of states to implement laws that prohibit drivers from the “hands on” use of a cell phone while operating a vehicle. Unfortunately, what too many people fail to take into consideration is how distracting cell phones and other electronic devices can be in the workplace.

February 29, 2024 |

An efficient and effective return-to-work (RTW) program can significantly reduce workers’ compensation costs for employers while improving the lives of employees by getting them back on the job following a work-related absence due to injury, illness or chronic disease.

February 20, 2024 |

The first step to any digging project is pretty simple – know what’s buried underground! This applies to contractors, road maintenance crews, telephone pole installers, fence builders, landscapers and even homeowners. In fact, anyone breaking ground should fully understand the safe digging tips outlined in this blog.

October 23, 2023 |

Grounding a tool or electrical system involves creating a low-resistance electrical path that connects to the earth. A ground-fault occurs in a tool or electrical system when there is a break in this low-resistance grounding path. The electrical current may then take an alternative path to the ground through the user, resulting in serious injuries or death.

August 24, 2023 |

As the frequency and severity of extreme weather events increases, businesses need an up-to-date and proactive action plan to minimize the impacts of these events on their people and property.

August 15, 2023 |

When it comes to ensuring the health and safety of workers in the manufacturing industry, the importance of personal protective equipment (PPE) cannot be overstated.

July 18, 2023 |

While inflation has always been a concern within the commercial insurance market, over the past year inflationary pressures have influenced various sector trends – including labor shifts, employee wages, medical expenses and rate adequacy challenges.

June 27, 2023 |

An attractive nuisance is a potentially dangerous, man-made condition that exists on a construction site, vacant site or active site after-hours that draws trespassers—including children. If a child trespasses on site due to these conditions, the general contractor on the site can be held liable for any injuries sustained.

May 17, 2023 |

When it comes to keeping workers safe on the job, nothing is more important than head protection. In the manufacturing arena, head injuries may be caused by falling, flying or fixed objects. When these types of injuries occur, they can lead to significant head trauma or even irreversible, long-term damage.

March 30, 2023 |

According to a recent study by the National Safety Council, the average workplace injury results in 21 days of disability. This means that some workers are able to return to work fairly quickly (if they even miss any time at all), while others experience long-term disabling effects from their job-related injuries.

January 20, 2023 |

Employers across the country are struggling to attract and retain quality workers. This is certainly true with respect to the construction industry, which expects continued growth into 2023 and beyond. The purpose of this blog is to highlight new employment research, outline factors contributing to today’s worker shortage, and offer important tips to help employers attract and retain skilled workers.

September 29, 2022 |

Sprains and strains are among the most frequent injuries in manufacturing. The majority of sprains and strains result from lifting, being hit by fallen objects or even an unfortunate misstep. It’s important to note, however, that injuries of this nature can often be avoided when workers exercise a simple step or two of caution.

September 22, 2022 |

The construction industry is one of the most hazardous in the United States. In fact, every time you come to work, you risk suffering an injury. However, you can help improve construction site safety by learning about and avoiding the top four on-the-job hazards, which are: falls, struck-bys, caught-in-between hazards and electrocutions.

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