Troy Office
Farmington Hills Office
Oxford Office
Grand Rapids Office
As VTC insurance professionals, each of us shares a critical mission:
To perform beyond our customers’ expectations and provide a comprehensive risk management service that gives them greater confidence to achieve their goals.

James M. Boland, CIC
Account Executive – Troy
Specialties: Construction, Surety, Manufacturing, Restaurant, Entertainment

Justin Bradley, CPIA
Account Executive – Troy
Specialties: Manufacturing, Telecommunications, Contracting

Matt Brandon
Account Executive – Farmington Hills
Specialties: Transportation, Construction

Matthew E. Chandler, CPIA, CAWC, CISR
Account Executive – Oxford
Specialties: Construction, Contracting, Manufacturing, Trucking, Restaurant, Landscape

Ian J. Donald, CIC
Account Executive – Troy
Specialties: Construction, Environmental, Transportation, Surety

Bryan Formsma
Surety Underwriting Manager – Grand Rapids
Specialties: Private Equity, Contract Surety, Environmental, Construction, Transportation

Terry J. Griffin, Jr.
Account Executive – Farmington Hills
Specialties: Construction, Multi-Family Housing, Environmental, Bonding

Bill Grimshaw, CIC
Account Executive – Farmington Hills
Specialties: Distribution, Construction, Garage Liability

Ken Kelbert
Account Executive – Troy
Specialties: Construction, Transportation, Manufacturing, Non-Profit

Teresa L. King, CPIA, CISR
Account Executive – Oxford
Specialties: Construction, Contracting, Residential

George L. Provo
Account Executive – Farmington Hills
Specialties: Property and Casualty, Construction, Manufacturing

Mark A. Provo
Account Executive – Farmington Hills
Specialties: Construction, Habitational

Tom Skuza
Account Executive – Troy
Specialties: Construction, Manufacturing

Thomas M. Statly
Account Executive – Farmington Hills
Specialties: Construction, Tooling & Manufacturing, Retail

Frederick A. Ternes
Account Executive – Farmington Hills
Specialties: Construction, Bonding