Troy Office
Farmington Hills Office
Oxford Office
Grand Rapids Office
As VTC insurance professionals, each of us shares a critical mission:
To perform beyond our customers’ expectations and provide a comprehensive risk management service that gives them greater confidence to achieve their goals.

James M. Boland, CIC
Account Executive – Troy
Specialties: Construction, Surety, Manufacturing, Restaurant, Entertainment

Ian J. Donald, CIC
Account Executive – Troy
Specialties: Construction, Environmental, Transportation, Surety

Bryan Formsma
Surety Underwriting Manager – Grand Rapids
Specialties: Private Equity, Contract Surety, Environmental, Construction, Transportation

Terry J. Griffin, Jr.
Account Executive – Farmington Hills
Specialties: Construction, Multi-Family Housing, Environmental, Bonding

Frederick A. Ternes
Account Executive – Farmington Hills
Specialties: Construction, Bonding