Today’s manufacturing work floor is safer than ever. But injury accidents can still cost business owners hundreds of thousands of dollars per year.

While the need to seek workers’ compensation is rare, an employee who faces an injury is often conflicted and confused about a number of issues. For this reason, we’ve compiled a list of frequently asked questions related to this all-important form of insurance.

Construction contracts are becoming increasingly complex, with terms that can impact your company’s bottom line. With this in mind, reviewing construction contracts thoroughly prior to signing is essential for helping your business save time and money.

Hiring seasonal employees is a great way to bolster a workforce during peak periods such as holidays or any time there’s a significant uptick in business activities. However, hiring and reliance on seasonal workers can present significant and unexpected challenges for employers.

A disaster can occur at any time. Whether it’s a more tangible risk such as criminal activity, or an unexpected event such as terrorism or a natural disaster, businesses need to be prepared.

Building an effective safety program can yield important benefits for construction companies. At the top of the list is the most important result – the ability to reduce employee injuries and illnesses. This is a crucial benefit because keeping workers healthy can build employee morale and retention while helping to minimize workers’ compensation claims and costs.

The value of workers’ compensation insurance cannot be overstated. In addition to playing a major role in connecting injured employees to the care they need, workers’ compensation coverage helps employees on the mend return to work as quickly and safely as possible.

The typical manufacturing workplace is a flurry of activity with many workers performing different operations simultaneously. One of the easiest ways to keep this activity running smoothly and with high levels of safety and efficiency is to practice good workplace housekeeping. The three tips below are best practices to consistently promote in the workplace.

Companies that are committed to reducing worker’s compensation costs should place strong emphasis on developing a comprehensive safety program that’s compliant with Occupational Safety and Health Administration (OSHA) standards. This type of program can yield significant cost savings and – more importantly – help minimize workplace injuries and illnesses.

Cyberattacks have been a growing concern for employers across the globe in recent years. Often, cybercriminals breach organizations via their employees. All it takes is one employee clicking on a phishing email (a fraudulent message intended to trick recipients into compromising critical data) for a cyberattack to originate.

Fluctuating consumer behaviors, material procurement difficulties, project delays, high interest rates and high inflation have created volatility and uncertainty across the construction industry in recent years. Such trends have been vital to monitor, as doing so has helped industry employers create strategies to adjust and remain successful despite these uncertain circumstances.

It is a well-established fact that the use of a cellphone while driving presents a distraction that greatly increases the chance for an accident. This has led a growing number of states to implement laws that prohibit drivers from the “hands on” use of a cell phone while operating a vehicle. Unfortunately, what too many people fail to take into consideration is how distracting cell phones and other electronic devices can be in the workplace.

An efficient and effective return-to-work (RTW) program can significantly reduce workers’ compensation costs for employers while improving the lives of employees by getting them back on the job following a work-related absence due to injury, illness or chronic disease.

The first step to any digging project is pretty simple – know what’s buried underground! This applies to contractors, road maintenance crews, telephone pole installers, fence builders, landscapers and even homeowners. In fact, anyone breaking ground should fully understand the safe digging tips outlined in this blog.

The term “one size fits all” has no place in the world of safety gloves. When it comes to sizing up the right glove – one that will allow you to work both safely and efficiently – you must take several considerations into account. The idea is to balance the amount of protection needed with the glove’s characteristics to determine the best option for the task at hand.

Decades ago, it was not uncommon for a business to pay directly – rather than report – their company’s small claims. The thought was to avoid having those claims count against the experience modification factor (the “mod”). For Workers’ Comp insurance, medical-only claims are an important element in the experience modification rating process, and in many states these claims are reduced by 70% for the mod calculation. This reduction is known as the experience rating adjustment (ERA).