According to the FBI, staged auto accidents – which occur when one or more drivers maneuver an unsuspecting motorist into a vehicle crash in order to file a fraudulent insurance claim – cost the insurance industry more than $20 billion each year.
Many home owners find themselves underinsured when trying to replace their personal property after a loss. Understanding the 80% rule—and following it—can help protect your home and your budget.
Auto insurance is perhaps the most common form of coverage in the United States. Yet, when it comes to carrying the right amount of liability protection, many Americans aren’t sure about what they need. In this blog, the insurance experts at VTC provide an overview of auto liability coverage and its importance.
While life insurance policies and fixed annuities can both be purchased through insurance companies like VTC Insurance Group, these financial products satisfy very different needs. Here’s a closer look at the differences between the two.
On the surface, one might assume that auto insurance for electric vehicles (EVs) would be similar to internal combustion engine (ICE) vehicles, those that run on gasoline or diesel. Yet, there are significant differences between the two, particularly when it comes to the potential exposures EVs can incur.
When outdoor temperatures begin to drop, the cost to maintain a comfortable temperature indoors traditionally goes up. Though it may be tempting to simply lower the temperature on a thermostat to minimize heating costs, there are several ways to lower your utility bill while staying warm and cozy.
Smoke detectors top the list of the most important safety devices you can install in your home. The peace of mind these essential and inexpensive fire safety devices provide homeowners and their families cannot be overstated.
There are a number of smart reasons for buying a used vehicle. It’s a great way to save money and avoid the depreciation costs commonly associated with purchasing a new vehicle. At the same time, however, the cost benefits of a preowned vehicle can quickly vanish if you end up with an automobile that has hidden problems.
Life insurance is one of the most important purchases a person can make. More than anything, it’s a commitment to safeguard your family when you’re gone—helping protect their financial stability. In this blog, we’ll explore why life insurance is important and the six benefits of life insurance that could make all the difference for your family’s future.
When it comes to getting collision repair work on your vehicle, finding the right body shop is an important step. You don’t want to overpay, but you also don’t want subpar work. With so many options out there, making a decision can be stressful. But if you do a little research, you can be sure your car is in the right hands.
Retaining adequate insurance protection is vital for financial security. However, nobody wants to pay more for home insurance than they have to. As the cost of premiums continues to trend upwards in 2024, it’s important to take advantage of opportunities to save on coverage.
The first step to any digging project is pretty simple – know what’s buried underground! This applies to contractors, road maintenance crews, telephone pole installers, fence builders, landscapers and even homeowners. In fact, anyone breaking ground should fully understand the safe digging tips outlined in this blog.
Completing an auto insurance application is a fairly simple process. However, it’s still important to take your time and avoid making mistakes. Even the simplest error can lead to increased premiums, policy cancellations or insufficient coverage.
The importance of homeowners insurance cannot be overstated. After all, owning a home is a major investment. Should an unexpected disaster or accident involving you, your home or your personal property occur, a homeowners insurance policy can help ensure that your investment is properly protected.
The premise of defensive driving is simple—defend yourself against potential accident hazards. Doing so requires driving techniques designed to help keep both you and other drivers safe on the road. With this in mind, we’ve put together these essential defensive driving tips that you can implement the next time you get behind the wheel…
If you operate a business from your home, it’s important to understand that a homeowners insurance policy is designed to cover personal exposures, not business exposures. That being said, knowing which insurance coverage is right for your home-based business depends on a variety of factors.
