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November 30, 2021 |

A great way to help take the bite out of winter is to make sure your vehicle is ready for the cold weather and driving challenges the season brings. Anyone who’s spent a few winters on the road knows that frigid temperatures make driving difficult: car engines may not work properly, while snow on the road limits traction and control. That’s just a few reasons winterizing your vehicle is so important.

November 16, 2021 |

Warehouse workers spend much of their day lifting, carrying and transporting heavy objects. It only takes one mistake to sustain a serious, long-term injury due to improper lifting technique. The following safety tips provide helpful ergonomic guidelines for lifting any size load. Share them with your warehouse workers and consider posting them at your facility.

November 4, 2021 |

It’s no secret construction sites and on-the-job safety go hand-in-hand. Yet, the fact that falls are among the most reported construction site injuries may come as a surprise —especially when you consider these types of accidents can often be avoided.

October 22, 2021 |

There’s nothing quite like the beauty, warmth and comfort that a fireplace brings to a home. But using the fireplace properly is an important step in keeping your home and family safe. In fact, the U.S. Fire Administration estimates that 75% of confined home heating fires occur in the chimney and flue of a fireplace. Simple practices and maintenance can help keep your fireplace in good condition, and help ensure its safe operation.

October 7, 2021 |

When a workplace injury occurs, a number of events are put in place that will ultimately lead to recovery – whether it takes days, weeks or months. But no matter how prolonged the recovery period, the first 24 hours after an injury are the most crucial.

September 21, 2021 |

When it comes to keeping a workplace safe and OSHA compliant, it’s difficult to overstate the importance of guardrails. In fact, according to OSHA, falls from elevation account for the majority of fatalities within the construction industry – with over 300 fatal falls occurring each year. Yet, failure to provide fall protection in the form of guardrails is among the most-cited OSHA violations on an annual basis.

September 10, 2021 |

Purchasing auto insurance can be a challenging process. Given the massive amount of information available, many policyholders are faced with deciphering the facts from the myths in order to arrive at the right insurance solution. To help clear up any misinformation surrounding your auto insurance policy and put your mind at ease, we’ve debunked eight of the most common auto insurance myths…

September 2, 2021 |

A vacant construction site may appear on the surface to be a harmless, inactive piece of property. But the truth is, theft, trespassing, fires, vandalism or other losses are constant threats. Losses of this nature might include not only the value of damaged or stolen materials, but also the liability of an individual being injured on the property and the loss of time if a crucial piece of equipment is damaged or stolen.

August 31, 2021 |

College students have a number of options when it comes to health insurance. For this reason, it’s important to do your homework by examining the benefits and drawbacks of each one. Here’s an overview of the four most common plans:

August 19, 2021 |

As the popularity of electric vehicles continues to soar, so does the need for electric vehicle charging stations. In fact, this amazing growth has prompted many companies to consider installing vehicle charging stations, also known as electric vehicle supply equipment (EVSE) stations. EVSE stations can be a large asset to your business; they can increase employee retention, improve your image and help you meet sustainability goals. However, the costs and risks of adopting a new and evolving technology can be even more significant if you don’t take all of your unique considerations into account.

August 4, 2021 |

There are a number of factors that impact the pricing of your workers’ compensation premiums. Among the most important are the classification codes for each type of work done at your business. Each of these codes has an associated loss cost that represents the expected amount insurers will need to pay for a claim. And even though each of these costs are standardized by the National Council on Compensation Insurance or state governments, your actual premiums may be higher because of a concept called loss cost multipliers.

July 30, 2021 |

Trucking insurance policies are typically designed to protect carriers and drivers from losses caused by accidents, equipment breakdowns and severe weather. But there’s another common risk that is often overlooked in relation to these events—lost or damaged cargo.

July 27, 2021 |

Struck-by vehicle hazards are commonplace on most if not all construction sites. For example, picture this scenario: A contractor is operating a backhoe when an employee attempts to walk between the swinging superstructure of the backhoe and a concrete wall. As the employee approaches from the operator’s blind side, the backhoe’s superstructure swings in the same direction. This seemingly routine action ends with the employee being struck, resulting in life-threatening injuries.

June 22, 2021 |

While the COVID-19 crisis has seemingly upended the entire world, the light at the end of the tunnel is becoming brighter with each passing day. This is great news for businesses across the country. Yet, in the wake of the pandemic, organizations will need to adapt to a number of fundamental workplace changes.

June 3, 2021 |

On the surface, lowering your coverage—like comprehensive or collision—to the lowest legal level might seem like a good way to lower your premium. But it could also put you at significant risk. For example, if you lower or eliminate your collision coverage, you could end up paying out-of-pocket for expensive repairs resulting from an auto accident. To help avoid a situation like this, it’s important to learn the basics of auto insurance protection.

May 20, 2021 |

The value of a comprehensive safety culture cannot be overstated when it comes to reducing workplace illnesses and injuries, and their associated costs. But creating such a culture is not an overnight process or “flavor of the month” program. Instead, it is a multi-year, top-management commitment that results in an organization with low accident rates, low turnover, low absenteeism and high productivity. This is a big-picture, long-term project.