According to the Centers for Disease Control and Prevention (CDC), the leading contributor to sick days is back pain, which costs businesses in both workers and productivity. In fact, a recent CDC study revealed back injuries cost employers $1,685 per employee every year. On a national level, this equates losses north of $225 billion annually.

More and more companies are enlisting the support of staffing agencies to meet their personnel needs for a variety of reasons, including increased workloads and high employee turnover rates. This is especially true in the wake of the COVID-19 pandemic.

A growing number of drivers assume that when it comes to insuring a vehicle, there’s a choice to be made between collision and comprehensive coverage. The truth is, purchasing both coverage options can help you better protect your financial well-being. Before you make this decision, however, it’s important to understand what each option brings to the table.

There’s nothing like the peace of mind that comes from knowing your most valued assets have the protection of high-quality insurance coverage. This is especially true when you combine your insurance policies to take advantage of a special “bundling” discount.

Repetitive motion injuries are temporary or permanent injuries to muscles, nerves, ligaments and tendons caused by performing the same motion over and over again. Also known as repetitive stress injuries, they occur most commonly in the hands, fingers, thumbs, and wrists, but can also happen in the back, neck, knees and feet.

More and more companies today are powering their commercial fleet with alternative fuels such as compressed natural gas (CNG) and liquefied natural gas (LNG). While these alternative options can reduce emissions and operating costs, many employees have never handled natural gas in this capacity. Accordingly, there are safety measures and training protocols to carefully consider.

As an employer, you’re tasked with the challenge of ensuring high-quality, yet affordable follow-up care in the event an employee suffers a work-related injury. That’s where telemedicine can help. Telemedicine allows employees to receive virtual, non-urgent medical services after they’ve been injured on the job. Such an option can give your employees quick and easy access to the care and information they need — and may lower your workers’ compensation costs in the process.

You may have noticed that product liability litigation has become more and more common in recent years. Even when a business does everything possible to ensure that its products are safe for the public, mishaps can still occur without warning – leading to costly legal battles and settlements that can easily reach six figures.

As the COVID-19 pandemic continues into the final months of 2020, there’s a general sense of optimism within the medical community that a vaccine will be approved for use in the foreseeable future. While the prospect of a vaccine is exciting to most, it also presents challenges for employers, who may be considering whether vaccination will be encouraged or mandated.

Working near power lines is serious business for construction workers. Each year, workers are needlessly hurt on the job because they fail to use caution when digging in the vicinity of power lines. Electricity – whether above-ground or underground – is a powerful force, and using caution is the best way to avoid injury or death.

The Occupational Safety and Health Administration (OSHA) continuously provides employers and workers with information and guidance on the evolving coronavirus pandemic. Recently, OSHA published two additional answers to its list of COVID-19 frequently asked questions (FAQs). The new answers clarify when employers must report COVID-19 in-patient hospitalizations and fatalities.

If you run a small business, you may be surprised to learn that the average cost of an employment-related lawsuit exceeds $270,000. More surprising is a recent study that revealed over half of all claims filed for employment-related liabilities are against employers with fewer than 50 employees. The same study also indicated that not even 2 percent of small businesses have employment practices liability (EPL) coverage.

When conducting road construction or repair work, it’s up to roadside workers to protect the public and themselves from dangerous accidents. Unfortunately, when a motorist is confused, distracted or driving recklessly, a roadside construction zone has the potential to become deadly.

As the COVID-19 crisis continues to impact businesses across the country, a growing number of confrontations have occurred when workers attempt to enforce their establishment’s COVID-19 prevention policies. As a result, the Centers for Disease Control and Prevention (CDC) recently issued new guidance instructing employees not to force any customer who appears upset or potentially violent to comply with their workplace’s COVID-19 prevention requirements.

Many contractors assume an environmental claim will be covered under their commercial general liability (CGL) policy. The unfortunate reality is that most CGLs contain pollution exclusions that leave contractors uninsured in the event of a pollution incident. Thankfully, contractors are increasingly turning to Contractors Pollution Liability (CPL) Insurance to ensure they have the right coverage in place to remain secure and profitable.

With an unprecedented number of Americans working from home as a result of the Coronavirus pandemic, employers have become increasingly aware of a new threat—cyber criminals seeking to capitalize on COVID-19. Cyber scammers will pose as charities or legitimate websites to lure victims into sending money, revealing personal information, or unwittingly disclosing sensitive data that could compromise their employer’s security.