Let us know how we can help.
Call 248.628.2565

Or simply send the brief information below and one of our agents will contact you.

Serving Oxford Area Insurance Needs Since 1951.

VTC Insurance Group is an independent insurance agency with experts dedicated to helping you find the right solution – whatever your insurance needs. Located in Oxford Michigan, we proudly offer quality, customized business insurance, surety bond insurance, employee benefits and personal insurance products including auto and homeowners. And since we’re independent, we have more top-rated insurance carriers for you to choose from.

Insurance Insights & More

Be Aware! Staged Auto-Accident Fraud is on the Rise

July 5, 2025 |

According to the FBI, staged auto accidents – which occur when one or more drivers maneuver an unsuspecting motorist into a vehicle crash in order to file a fraudulent insurance claim – cost the insurance industry more than $20 billion each year.

Human Resources

Strengthen Teams and Boost Productivity with Team-Building Activities

June 20, 2025 |

When team-building activities align with your business objectives and future plans, you can create positive experiences that can benefit your work environment well beyond the exercises.

Construction Risk Insights

Is Your Construction Firm Prepared for Cyber Threats?

June 13, 2025 |

As construction firms increasingly rely on digital tools and store large amounts of sensitive data, cybercriminals increasingly view them as attractive targets. As a result, construction businesses must take action to protect sensitive information from data breaches and other cybersecurity incidents.

Meet Your Oxford Agents

Matthew E. Chandler, CPIA, CAWC, CISR

Account Executive – Oxford

Specialties: Construction, Contracting, Manufacturing, Trucking, Restaurant, Landscape

Contact Matthew Chandler

Learn More >

Teresa L. King, CPIA, CISR

Account Executive – Oxford

Specialties: Construction, Contracting, Residential

Contact Teresa King

Learn More >

Business Insurance Specialties

Construction
Contracting
Workers’ Comp
Employee Benefits
Manufacturing
Food Processing and Distribution
Multi-Family Housing

Financial Services
Transportation and Logistics
Non-Profit Organizations
Wholesaler / Distributor
Restaurant
Landscape
Sports and Leisure

Personal Insurance Specialties

Home Insurance
Auto Insurance
Health Insurance
Life Insurance
Condo/Renters/Mobile Home Insurance
Boat Insurance

Identity Theft Coverage
Motorcycle Insurance
Recreational Vehicle Insurance
Umbrella Insurance
Landlord Protection Insurance

Oxford Agency
VTC Insurance Group

1097 South Lapeer Road
Suite B
Oxford, MI 48371

Call: 248.628.2565

VTC Insurance Group is the largest independent insurance and surety bond agency in Michigan. The Oxford agency provides insurance coverage and services for any need. Business insurance includes P&C coverage, surety bond insurance, workers’ comp insurance and employee benefits. Personal insurance products include auto insurance, homeowner’s insurance, life insurance and affordable health plans from top insurance carriers.

Confidence. For What’s Next.™

Ours is a unique service philosophy. Every VTC insurance agent is personally committed to delivering a precise and customized policy, at the most affordable rates available, from the best-rated insurance carriers in the country. Just as important, each agent is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been the hallmark of our Oxford insurance agency from day one. Guidance our customers count on to stay informed. Prepared. And confident for what’s next.

Let us know how we can help. Call 248.628.2565

Or simply send the brief information below and one of our agents will contact you.

Oxford Insurance Oxford Insurance