Confidence. 
For What’s Next.™
Call 248.828.3377

Troy Insurance Troy Insurance

Business Insurance, Surety Bonds, Auto Insurance, Homeowners Insurance, Life Insurance, Health Insurance and Employee Benefits

Let us know how we can help.
Call 248.828.3377

Or simply send the brief information below and one of our agents will contact you.


Serving Troy Area Insurance Needs Since 1979.

VTC Insurance Group is an independent insurance agency with experts dedicated to helping you find the right solution – whatever your insurance needs. Headquartered in Troy Michigan, we proudly offer quality, customized business insurance, surety bond insurance, employee benefits and personal insurance products including auto and homeowners. And since we’re independent, we have more top-rated insurance carriers for you to choose from.

Insurance Insights & More
Is Paying Small Workers’ Comp Claims Out-of-Pocket Ever a Good Idea?
August 15, 2025 |
Decades ago, it was not uncommon for a business to pay directly – rather than report – their company’s small claims. The thought was to avoid having those claims count against the experience modification factor (the “mod”). For Workers’ Comp insurance, medical-only claims are an important element in the experience modification rating process, and in many states these claims are reduced by 70% for the mod calculation. This reduction is known as the experience rating adjustment (ERA).
More  
Be Aware! Staged Auto-Accident Fraud is on the Rise
July 5, 2025 |
According to the FBI, staged auto accidents – which occur when one or more drivers maneuver an unsuspecting motorist into a vehicle crash in order to file a fraudulent insurance claim – cost the insurance industry more than $20 billion each year.
More  
Human Resources
Strengthen Teams and Boost Productivity with Team-Building Activities
June 20, 2025 |
When team-building activities align with your business objectives and future plans, you can create positive experiences that can benefit your work environment well beyond the exercises.
More  
Meet Your Troy Agents
James Boland

James M. Boland, CIC

Account Executive – Troy

Specialties: Construction, Surety, Manufacturing, Restaurant, Entertainment

Contact James Boland
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Justin Bradley

Justin Bradley, CPIA

Account Executive – Troy

Specialties: Manufacturing, Telecommunications, Contracting

Contact Justin Bradley
Learn More >
Ian Donald

Ian J. Donald, CIC

Account Executive – Troy

Specialties: Construction, Environmental, Transportation, Surety

Contact Ian Donald
Learn More >
Trevor Hamilton

Trevor Hamilton, CLCS

Account Executive - Troy

Specialties: Construction, Manufacturing, Transportation, Nonprofits, Food & Beverage

Contact Trevor Hamilton
Learn More >
Ken Kelbert

Ken Kelbert

Account Executive – Troy

Specialties: Construction, Transportation, Manufacturing, Non-Profit

Contact Ken Kelbert
Learn More >
Julie Rourke

Julie A. Rourke, CIC

Account Executive – Troy

Specialties: Manufacturing, Contracting, Finance, Non-Profits

Contact Julie Rourke
Learn More >
Tom Skuza

Tom Skuza

Account Executive – Troy

Specialties: Construction, Manufacturing

Contact Tom Skuza
Learn More >
Lisa Thomas

Lisa A. Thomas

Account Executive – Troy

Specialties: Personal Insurance

Contact Lisa Thomas
Learn More >

Business Insurance Specialties

  • Construction
  • Contracting
  • Workers’ Comp
  • Employee Benefits
  • Manufacturing
  • Food Processing and Distribution
  • Multi-Family Housing
  • Financial Services
  • Transportation and Logistics
  • Non-Profit Organizations
  • Wholesaler / Distributor
  • Restaurant
  • Landscape
  • Sports and Leisure

Personal Insurance Specialties

  • Home Insurance
  • Auto Insurance
  • Health Insurance
  • Life Insurance
  • Condo/Renters/Mobile Home Insurance
  • Boat Insurance
  • Identity Theft Coverage
  • Motorcycle Insurance
  • Recreational Vehicle Insurance
  • Umbrella Insurance
  • Landlord Protection Insurance

Troy Agency
VTC Insurance Group

1175 West Long Lake Road
Suite 200
Troy, MI 48098

Call: 248.828.3377

VTC Insurance Group is the largest independent surety bond and insurance agency in Michigan. The Troy agency provides insurance coverage and services for any need. Business insurance includes P&C coverage, surety bond insurance, workers’ comp insurance and employee benefits plans. Personal insurance coverage includes auto insurance, home insurance, life insurance and affordable health plans from top insurance carriers.

Confidence. For What’s Next.™

Ours is a unique service philosophy. Every VTC Insurance agent is personally committed to delivering a precise and customized policy, at the most affordable rates available, from the best-rated insurance carriers in the country. Just as important, each agent is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been the hallmark of our Troy insurance agency from day one. Guidance our customers count on to stay informed. Prepared. And confident for what’s next.

Let us know how we can help.
Call 248.828.3377

Or simply send the brief information below and one of our agents will contact you.


Call VTC