Let us know how we can help.
Call 248.628.2565

Or simply send the brief information below and one of our agents will contact you.

Serving Oxford Area Insurance Needs Since 1951.

VTC Insurance Group is an independent insurance agency with experts dedicated to helping you find the right solution – whatever your insurance needs. Located in Oxford Michigan, we proudly offer quality, customized business insurance, surety bond insurance, employee benefits and personal insurance products including auto and homeowners. And since we’re independent, we have more top-rated insurance carriers for you to choose from.

Insurance Insights & More

Know Your Insurance

Understanding the Differences Between Life Insurance and Annuities

April 10, 2025 |

While life insurance policies and fixed annuities can both be purchased through insurance companies like VTC Insurance Group, these financial products satisfy very different needs. Here’s a closer look at the differences between the two.

A Close up of construction worker boots on job site, showcasing durability and style

Construction Safety Matters

Are You Wearing the Right Protective Footwear For the Job?

March 17, 2025 |

While you might think that a good pair of boots is all you need to avoid workplace injury, there are a number of different hazards that a regular work boot may not protect against. In this blog, we examine the most common types of safety boots so you can find your perfect fit.

Human Resources

Understanding the HR Implications of Supply Chain Issues

March 3, 2025 |

It’s now been years since the onset of COVID-19, but the global supply chain is still feeling the impact, as the crisis tipped off supply chain issues that have yet to be reconciled. This has many employers wondering how to maximize profitability during continued market uncertainty.

Meet Your Oxford Agents

Matthew E. Chandler, CPIA, CAWC, CISR

Account Executive – Oxford

Specialties: Construction, Contracting, Manufacturing, Trucking, Restaurant, Landscape

Contact Matthew Chandler

Learn More >

Teresa L. King, CPIA, CISR

Account Executive – Oxford

Specialties: Construction, Contracting, Residential

Contact Teresa King

Learn More >

Business Insurance Specialties

Construction
Contracting
Workers’ Comp
Employee Benefits
Manufacturing
Food Processing and Distribution
Multi-Family Housing

Financial Services
Transportation and Logistics
Non-Profit Organizations
Wholesaler / Distributor
Restaurant
Landscape
Sports and Leisure

Personal Insurance Specialties

Home Insurance
Auto Insurance
Health Insurance
Life Insurance
Condo/Renters/Mobile Home Insurance
Boat Insurance

Identity Theft Coverage
Motorcycle Insurance
Recreational Vehicle Insurance
Umbrella Insurance
Landlord Protection Insurance

Oxford Agency
VTC Insurance Group

1097 South Lapeer Road
Suite B
Oxford, MI 48371

Call: 248.628.2565

VTC Insurance Group is the largest independent insurance and surety bond agency in Michigan. The Oxford agency provides insurance coverage and services for any need. Business insurance includes P&C coverage, surety bond insurance, workers’ comp insurance and employee benefits. Personal insurance products include auto insurance, homeowner’s insurance, life insurance and affordable health plans from top insurance carriers.

Confidence. For What’s Next.™

Ours is a unique service philosophy. Every VTC insurance agent is personally committed to delivering a precise and customized policy, at the most affordable rates available, from the best-rated insurance carriers in the country. Just as important, each agent is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been the hallmark of our Oxford insurance agency from day one. Guidance our customers count on to stay informed. Prepared. And confident for what’s next.

Let us know how we can help. Call 248.628.2565

Or simply send the brief information below and one of our agents will contact you.

Oxford Insurance Oxford Insurance