Let us know how we can help.
Call 248.628.2565

Or simply send the brief information below and one of our agents will contact you.

Serving Oxford Area Insurance Needs Since 1951.

VTC Insurance Group is an independent insurance agency with experts dedicated to helping you find the right solution – whatever your insurance needs. Located in Oxford Michigan, we proudly offer quality, customized business insurance, surety bond insurance, employee benefits and personal insurance products including auto and homeowners. And since we’re independent, we have more top-rated insurance carriers for you to choose from.

Insurance Insights & More

The Impact of Cumulative Trauma Injuries on Workers’ Compensation

April 30, 2025 |

Cumulative injuries can often be long and painful experiences for employees. That’s why it’s important for your organization to mitigate the risk of these injuries — and minimize their impact should they occur.

Everything you need to know about auto liability coverage.

Hitting the Road? Make Sure You Have Adequate Auto Liability Coverage

April 21, 2025 |

Auto insurance is perhaps the most common form of coverage in the United States. Yet, when it comes to carrying the right amount of liability protection, many Americans aren’t sure about what they need. In this blog, the insurance experts at VTC provide an overview of auto liability coverage and its importance.

Know Your Insurance

Understanding the Differences Between Life Insurance and Annuities

April 10, 2025 |

While life insurance policies and fixed annuities can both be purchased through insurance companies like VTC Insurance Group, these financial products satisfy very different needs. Here’s a closer look at the differences between the two.

Meet Your Oxford Agents

Matthew E. Chandler, CPIA, CAWC, CISR

Account Executive – Oxford

Specialties: Construction, Contracting, Manufacturing, Trucking, Restaurant, Landscape

Contact Matthew Chandler

Learn More >

Teresa L. King, CPIA, CISR

Account Executive – Oxford

Specialties: Construction, Contracting, Residential

Contact Teresa King

Learn More >

Business Insurance Specialties

Construction
Contracting
Workers’ Comp
Employee Benefits
Manufacturing
Food Processing and Distribution
Multi-Family Housing

Financial Services
Transportation and Logistics
Non-Profit Organizations
Wholesaler / Distributor
Restaurant
Landscape
Sports and Leisure

Personal Insurance Specialties

Home Insurance
Auto Insurance
Health Insurance
Life Insurance
Condo/Renters/Mobile Home Insurance
Boat Insurance

Identity Theft Coverage
Motorcycle Insurance
Recreational Vehicle Insurance
Umbrella Insurance
Landlord Protection Insurance

Oxford Agency
VTC Insurance Group

1097 South Lapeer Road
Suite B
Oxford, MI 48371

Call: 248.628.2565

VTC Insurance Group is the largest independent insurance and surety bond agency in Michigan. The Oxford agency provides insurance coverage and services for any need. Business insurance includes P&C coverage, surety bond insurance, workers’ comp insurance and employee benefits. Personal insurance products include auto insurance, homeowner’s insurance, life insurance and affordable health plans from top insurance carriers.

Confidence. For What’s Next.™

Ours is a unique service philosophy. Every VTC insurance agent is personally committed to delivering a precise and customized policy, at the most affordable rates available, from the best-rated insurance carriers in the country. Just as important, each agent is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been the hallmark of our Oxford insurance agency from day one. Guidance our customers count on to stay informed. Prepared. And confident for what’s next.

Let us know how we can help. Call 248.628.2565

Or simply send the brief information below and one of our agents will contact you.

Oxford Insurance Oxford Insurance